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This website is designed to provide information regarding the subject matter covered. There are, however, rules, laws, regulations, practices and interpretations that often change, especially within the context of finance.

The author assumes no responsibility for any errors or omissions, nor do they suggest that any of the operations contained within this website are true, accurate, appropriate or legal. It is the reader’s responsibility to make their own research and judgement putting any of the ideas contained herein into practice.

The author accepts no responsibility for the application of information contained within this website.

This website is a work of the authors’ experience and opinion. It is intended for personal enjoyment and may not be copied and given away to other people.

Please note that the value of your investments can go up as well as down and you may get back less than you invested. This website in no way provides any recommendations on how you should invest your money but merely provides some ideas for the reader to consider, along with details of some of the actions the author has taken. Any money invested is at the readers’ own risk.